Kirby Freeman is a Credit Officer for the Business Banking Group at Huntington National Bank, N.A. in Cleveland, Ohio. Since mid-2001, he has helped manage a credit team, which reviews loans to small businesses in the Cleveland area.

Prior to joining with Huntington, Kirby served as a Credit Officer and Senior Vice President at Key Bank, N.A. in Cleveland for 4 years. He managed a team of underwriters responsible for analyzing and approving loans made to public utilities, municipalities, school districts, universities, and a host of non-profit institutions.

Prior to joining KeyBank, he was employed at Standard and Poor's Ratings Group as an Associate Director in the Public Finance Department. Kirby spent four years analyzing the creditworthiness of school districts, municipalities and special purpose districts, mainly in the Great Lakes States, as well as in Texas and Alabama.

Kirby earned a Bachelor of Arts in Print Journalism from Howard University in 1983. Prior to earning his Masters in Business Administration in Finance from New York University's Stern School of Business in 1993, Kirby worked as a news reporter for Reuters News Service and at the The Journal of Commerce. He was also served a stint as a part-time copy editor for Business Week Magazine.

Although he has been away from Journalism for about 10 years, Kirby still loves writing, mainly non-fiction. He and his wife, Margaret, currently reside in Shaker Heights, Ohio, with their daughter, Briana, and their son, Brandon.

Book Reviewed by Kirby Freeman for AALBC.com include:

Race Matters by Cornel West

The Debt by Randall Robinson

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